Question: How Can I Buy An Engagement Ring Without Getting Ripped Off?

Is it OK to propose with a cheap ring?

As with the ring, there is nothing wrong with going for something simple if that’s all you can afford or if it’s what you know they want.

Likewise, using a proposal ring, and going to buy the real one together later is totally fine.

If you’re feeling overwhelmed with the idea of a big gesture – simplify things..

What is a good budget for engagement ring?

General Rule: You should spend at least 2 months salary on the engagement ring. If, for example, you are making $60,000 per year, you should spend $10,000 on the engagement ring.

Can you put an engagement ring on a credit card?

Instead of taking out a traditional loan, or financing a ring through a credit card offered by the jeweler, you can open a new credit card that has a 0% introductory APR on purchases for a certain amount of time.

What do you say when proposing?

Getting Nervous? Here’s What to Say When You ProposeFree-write the reasons you love her — no editing allowed. … Tell him about the exact moment you realized he was the one for you. … Say what you love most about her. … Talk about your future together. … Simply say those four words they’re waiting for. … Most of all, make sure you sound like you.

How do I not get ripped when buying jewelry?

If you want to buy a diamond ring and not get ripped off, buy from a popular and trusted jeweler or online store. Make sure they offer GIA certified diamonds and have at least a 30 day return policy. Also, diamonds now have a Laser Inscription inside the diamond.

What is the etiquette for buying an engagement ring?

Popular (and traditional) rules suggest that a man should spend two to three months’ worth of his salary on an engagement ring. While that is the traditional dictate, the only real rule is that you should spend what you can afford.

Is it OK to buy a temporary engagement ring?

Although it’s only a stand-in for the real thing, a placeholder ring should still be something that your partner will love and want to wear. It doesn’t have to be perfect, but you want to show that you’ve considered their style and preferences!

How do I avoid getting ripped with diamonds?

7 tips to buy an engagement ring without getting ripped offBuy from a wholesaler. … Consider your metal choice. … Avoid whole carats. … Buy a diamond with minor imperfections. … Think about the taxes. … Spend only what you feel comfortable spending. … Use a family heirloom.

Where should you not buy an engagement ring?

3 places you DON’T want to buy your engagement ringOnline market places. Examples: Amazon, Ebay, Overstock. Why: This will be the hardest to avoid because the deals will seem the best and you trust the stores. … Big box retailers. Examples: Walmart, JCPenney. … Jewelry store chains. Examples: Kay, Jared, Zales.

Which ring do you propose with?

Traditionally, an engagement ring is the ring you give when you’re proposing and then during the wedding, you exchange the wedding rings. The two rings sit together on the same finger and to ensure they both fit together perfectly, engagement bands can be made with raised settings.

Do jewelry stores rip you off?

It’s not a rip-off in that regard; it’s just the way of the business world. It’s also important to remember that, just like a car, your jewelry will likely never be worth more than it is on the day you buy it. … Plus, many jewelers are brand names, and you do pay more for that, just as you would a designer handbag.

Can you propose without ring?

First of all, can you propose without a ring? Absolutely, yes. When it comes to proposing, there’s no “wrong” way to do it. Anything goes as long as it fits her and the two of you as a couple.

What is the average spend on an engagement ring?

According to recent surveys, most American couples expect to spend between $1,000 and $5,000 on an engagement ring. The actual average cost for an engagement ring is over $6,000.

Is it weird to try on engagement rings?

“First, it’s super fun to try on engagement rings,” says Chertoff. It’s a great way to see what different styles look like on your hand and find out if you agree on what looks best. This is an especially good idea if neither one of you really knows what you’re looking for.

How can I save money to buy an engagement ring?

9 Expert Tips for How to Save Money on an Engagement RingAvoid round-cut engagement rings. Although they are the most popular diamond shape, rounds cost approximately 25% more than all other shapes. … Avoid popular shapes. … Limit micropavé … Go for G color. … Don’t fear the fluorescence. … Buy shy of the carat. … Avoid three-stone rings. … Make the most of the measurements.More items…•

Do couples pick out engagement rings together?

While the engagement ring is traditionally a total surprise, more and more couples are opting to shop together. … But if you’re comfortable with a little mystery and rather be swept off your feet with the proposal-and the ring-trust your partner to make the decision.

Does the man wear a ring when engaged?

While most men wear only a wedding band, some want to wear an engagement ring as a symbol of their impending nuptials. Men’s engagement rings vary significantly from women’s, but there are many options for style preferences.

Can you haggle at Kay Jewelers?

It’s easy to understand why: Major jewelers like Kay, Zales, Jared, Tiffany’s, etc. … On the flip side, some of the higher-end jewelers with brands to protect will absolutely not negotiate their prices. But you never know until you ask.

Should your girlfriend pick out her engagement ring?

Can I Help My Partner Pick the Engagement Ring? Definitely. In fact, 62 percent of couples now go engagement ring shopping together. … Simply tell them that you don’t want to do a joint shopping trip because you think it’s more romantic to be surprised.

How do you propose if she already knows?

Check out these proposal ideas when she knows a proposal is coming.When She Wants To Pick The Ring. … Hide the Ring. … Focus on the Surprise. … Use the Fact That She Knows It Is Coming To Your Advantage. … Choose Your Date Carefully. … Focus on Making it Unforgettable. … Plan Your Proposal. … Keep the Proposal A Secret.More items…

Is Kay Jewelers good quality?

Bottom Line Recommendation. Kay Jewelers offers incredibly poor quality and even worse value. As I was updating this review, a reader asked me about this ring from Kay. … This ring comes without proper certification (so the quality may be even lower than they claim).